Best 0% Financing Deals July 2024 (2024)

Find the Best Car Deals Near You ⤵

July 11, 2024

This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, and at first we saw manufacturers cutting back on offering 0% financing deals. However, for July we are seeing some great zero percent finance deals, some like the Dodge Hornet are even offering 0% for up to 84 months - something we haven't seen in years. Ford, Hyundai, Nissan, Ford and Subaru are all offering 0% for 60 months or more.

The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for a vehicle costing $40,000.

Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.

Best 0% Finance Deals

Vehicle APR Term APR Rate Plus Cash Back Get Price
2024 Dodge Hornet 84 0%
2023 Hyundai Nexo Hydrogen 72 0% $35,000
2024 Toyota Mirai Hydrogen 72 0% $33,000
2024 Ford Edge 72 0% $4,000
2024 Toyota bZ4X Electric 72 0% $2,500
2023 Nissan Ariya Electric 72 0% $2,000
2023 Kia Niro EV Electric 72 0% $1,500
2023 Kia EV6 Electric 72 0% $1,500
2023 Ford Mach-E Electric 72 0%
2024 Lexus RZ Electric 72 0%
2024 Subaru Solterra Electric 72 0%
2023 Subaru WRX 72 0%
2023 Subaru Solterra Electric 72 0%
2024 Volkswagen ID.4 Electric 72 0%
2023 Ford E-Transit 60 0% $7,500
2023 Ford Explorer Hybrid 60 0% $2,500
2024 Kia Niro EV Electric 60 0% $1,500
2024 Kia EV6 Electric 60 0% $1,500
2024 Ford Mach-E Electric 60 0%
2023 Ford F-150 Lightning Electric 60 0%
2024 Hyundai Ioniq 5 Electric 60 0%
2024 Nissan TITAN 60 0%
2024 Nissan TITAN XD 60 0%
2024 Mitsubishi Outlander PHEV Plug-in Hybrid 48 0% $2,000
2023 Mitsubishi Outlander PHEV Plug-in Hybrid 48 0% $2,000
2024 Kia EV9 Electric 48 0% $1,500
2024 Mitsubishi Outlander 48 0%
2023 Mitsubishi Outlander 48 0%
2024 Toyota Tundra i-FORCE MAX Hybrid 48 0%
2024 Nissan Altima 36 0% $1,750
2024 Ford Escape Plug-in Hybrid 36 0% $1,000
2024 Ford Escape Hybrid 36 0% $1,000
2024 Ford Escape 36 0% $1,000
2024 Nissan Rogue 36 0% $1,000
2024 Ford F-150 Lightning Electric 36 0%
2024 Mazda CX-5 36 0%
2024 Mazda CX-30 36 0%
2024 Toyota Tundra 36 0%
2024 Infiniti QX80 60 0.9%
2024 Mazda CX-90 60 0.9%
2024 Mazda CX-50 60 0.9%
2024 Volkswagen Atlas 60 0.9%
2024 Volkswagen Atlas Cross Sport 60 0.9%
2023 Kia Sorento 48 0.9% $1,000
2024 Buick Encore GX 36 0.9%
2024 Buick Enclave 36 0.9%
2024 Ford Explorer 36 0.9% $1,000
2023 Lincoln Aviator 36 0.9% $1,000
2024 Audi SQ8 e-tron Electric 60 0.99%
2024 Audi SQ8 e-tron Sportback Electric 60 0.99%
2024 Audi S8 60 0.99%
2024 Audi RS e-tron GT Electric 60 0.99%
2024 Audi Q8 e-tron Electric 60 0.99%
2024 Audi Q8 e-tron Sportback Electric 60 0.99%
2024 Audi Q4 Sportback e-tron 60 0.99%
2024 Audi Q4 e-tron Electric 60 0.99%
2024 Audi e-tron GT Electric 60 0.99%
2024 Audi A8 60 0.99%
2024 Buick Envision 36 1.4%
2023 Ford F-150 72 1.9%
2024 Volkswagen Tiguan 60 1.9%
2024 Volkswagen Taos 60 1.9%
2024 Kia Sportage 48 1.9% $1,000
2024 Kia Sorento 48 1.9% $1,000
2024 Chevrolet Trailblazer 36 1.9%
2024 Chevrolet Malibu 36 1.9%
2024 Chevrolet Equinox 36 1.9%
2024 Chevrolet Colorado 36 1.9%
2024 Chevrolet Blazer 36 1.9%
2023 Fiat 500X 36 1.9%
2024 Ford Mustang 36 1.9% $1,000
2024 Ford F-150 36 1.9% $1,750
2024 Ford Expedition 36 1.9%
2024 GMC Sierra 1500 36 1.9%
2024 Honda Ridgeline 36 1.9%
2024 Infiniti QX60 36 1.9% $2,000
2024 Infiniti QX55 36 1.9%
2024 Lincoln Navigator 36 1.9%
2024 Mazda Mazda3 36 1.9%
2024 Mazda CX-90 Plug-in Hybrid 36 1.9%
2024 Audi SQ5 Sportback 60 1.99%
2024 Audi Q5 60 1.99%
2024 Audi Q5 Sportback 60 1.99%
2024 Hyundai Tucson 60 1.99% $500
2024 Hyundai Elantra 60 1.99% $500

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Best 0% Financing Deals July 2024 (1)

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...

  • Best Rebates, Incentives, and Lease Deals
  • Latest Car Buying Scams and Tricks
  • The Best & Worst Time to Buy a Car
  • Which Cars You Should Avoid

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About The Author

Best 0% Financing Deals July 2024 (2) Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.

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